Mortgage Confusion No More: An Interview with Angela Tobin, Philadelphia Mortgage Advisors

In our mission to help home buyers have an awesome home buying experience, we reached out to Angela Tobin at PMA to talk with us about how she helps new buyers with the process of buying a home. We know it can be overwhelming for any new buyer.

Angela always has her finger on the pulse, there isn’t any point in the process that she doesn’t know what is going on. She will take you through the mortgage process from start to finish. As an advocate for you she will begin with Pre- qualification and work with you all the way through and including settlement.

Angela begins by requesting all the information needed to pre-qualify ahead of time. This will help eliminate any confusion and avoid any issues that derail the original plan to ensure a smooth process. The most important step in your home buying process is getting pre-qualified. A pre-qualification will allow you to better target your search to those homes which you can comfortably afford. It not only focuses on what you can qualify for, but more importantly, Angela focuses on your ideal payment. This is then communicated to your realtor so that the most appropriate search can be crafted.

Angela is considered a boutique mortgage banker. This is important because instead of working with only one bank you will have access to multiple banks that offer many different rates and terms. By working with a mortgage banker like Angela, you get the best options. You will be presented all of your options with an explanation as to why it’s the best option. “Educating people on what it’s all about and connecting them with financial planners to see how it effects their overall financial health is the part of the job I really like, says Angela.” She has a passion to help people with the biggest purchase of their life, “ I love that all of our hard work culminates to a happy ending. It’s so rewarding to celebrate all of our clients milestones.”

Getting a mortgage isn’t easy, but working with Angela will help take the pressure off. All you’ll need to worry about is the home appraisal, and making sure that your income stays the same. She will advise you on all options that are in your best interest and explain everything along the way. Please reach out to Angela for your Pre-qualification. atobin@phillyadvisors.com